Borrower Resources

BORROWER RESOURCES

FIRST TIME BORROWERS

  • Loan Entrance Counseling - All federal student loan borrowers must complete loan entrance counseling when they borrow their first loan.
  • Direct Loan MPN - All federal student loan borrowers must complete a Federal Direct Stafford Master Promissory Note (MPN)

LEAVING SCHOOL?

  • Loan Exit Counseling - All federal student loan borrowers must complete loan exit counseling when they leave school or drop below half-time enrollment status.
HOW DO I LOOK UP ALL MY FEDERAL LOANS?

WHAT ABOUT MY PRIVATE LOANS?

  • Private Loans - For information about your private educational loans, please contact your lender.

FEDERAL LOAN REPAYMENT

FEDERAL LOAN CONSOLIDATION

WHAT TO DO IF I CANNOT AFFORD MY PAYMENTS?

WHO SERVICES MY LOAN?

DO I QUALIFY FOR A DEFERMENT OR FOREBEARANCE?

LOAN FORGIVENESS

  • Forgiveness, Cancellation and Discharge
  • Loan Forgiveness for Public Service Employees - Loan forgiveness after you have made 120 payments on federal loans under certain repayment plans while employed full time by certain public service employers. Employees are nonprofit organizations may also be eligible.
  • Cancellation/Deferment Options for Teachers - If you're a teacher serving in a low-income or subject-matter shortage area, it might be possible for you to cancel or defer your student loans.
  • Teach Grant - You can use the education award toward repayment of qualified student loans, teacher training and certification, future graduate school costs.
  • Americorps - Pay back qualified student loans or earn education award to pay for college.
  • Peace Corps - Options for possible deferment or partial cancellation of student loans.

Resolving Disputes

Last modified: Tuesday, 3 October 2023, 11:05 AM